ERIE, CO September 30, 2025 – PRESSADVANTAGE –
Apex Money Lending Group has announced modifications to its commercial real estate financing programs in response to new lending regulations affecting how Colorado businesses access property financing. The regulatory changes, which impact documentation requirements and lending criteria across the industry, have prompted the Erie-based direct lender to adapt its asset-based lending approach to maintain rapid funding timelines for commercial borrowers.
The new regulations introduce additional compliance requirements for commercial real estate transactions, particularly affecting traditional lenders that rely heavily on credit-based underwriting. These changes have created longer processing times at conventional banks, with some commercial loan applications now taking 60 to 90 days for approval compared to previous 30 to 45-day timelines.
“The regulatory landscape for commercial lending has shifted significantly, requiring lenders to adapt their processes while maintaining efficient service delivery,” said Marcus Jeffery, spokesperson for Apex Money Lending Group. “These changes particularly impact businesses in specialized sectors such as cannabis operations, which already face federal banking restrictions, and developers working on time-sensitive projects.”
Apex Money Lending Group Commercial Real Estate Loan in Colorado programs maintain a 10-business-day funding timeline despite the regulatory changes. The company’s asset-based lending model, which evaluates loans based on property value rather than borrower credit scores, allows it to navigate the new requirements while avoiding the extended documentation processes affecting traditional lenders.
The regulatory modifications have influenced several aspects of commercial lending, including enhanced disclosure requirements, stricter property valuation standards, and expanded borrower verification procedures. These changes affect loans ranging from $100,000 to several million dollars, with particular impact on bridge financing and construction loans, where timing often determines project viability.
Colorado’s commercial real estate market faces unique challenges under the new regulations. The state’s diverse economy, spanning technology, healthcare, manufacturing, and emerging cannabis industries, requires varied financing approaches that standard regulatory frameworks may not adequately address. Properties near Denver’s expanding transit network and mixed-use developments in suburban areas present additional complexity for lenders operating under the revised guidelines.
Apex Money Lending Group Commercial Real Estate Loan Colorado offerings encompass ten financing categories, including asset-based loans, business acquisition loans, and fix-and-flip financing. The company reports that its lending criteria, which allow borrowers to access up to 65 percent of property value with interest rates starting at 12 percent, remain unchanged despite the regulatory adjustments.
The impact of these regulations extends beyond individual transactions. Commercial property investors and businesses seeking to expand operations must now factor additional processing time into their acquisition strategies when working with traditional lenders. This has created increased demand for alternative financing sources that can maintain faster approval processes while meeting regulatory requirements.
Industry analysts note that the regulations may reshape Colorado’s commercial lending landscape, potentially favoring lenders with streamlined operations and technology-driven processes. The changes arrive as Colorado continues attracting out-of-state investment and local businesses pursue growth opportunities through strategic property acquisitions.
Apex Money Lending Group operates throughout Colorado as a private money lender specializing in commercial real estate financing. The company utilizes data-driven evaluation methods and technology platforms to process loan applications based on property value and investment potential rather than traditional credit metrics. Founded to address gaps in commercial real estate financing, the firm provides funding solutions for various property types, including office buildings, industrial facilities, and multifamily developments.
###
For more information about Apex Money Lending Group LLC, contact the company here:
Apex Money Lending Group LLC
Marcus Jeffery
720-365-4344
info@apexmoneylending.com
1345 Clayton Way
Erie, CO 80516
